We provide our clients with personalized protection and strategic guidance rooted in bilingual expertise and cultural connection safeguarding what matters today and elevating their legacy for generations to come.
+1 (480) 866-8714
Tailored life, health, and protection solutions that safeguard families, preserve assets, and ensure clarity for generations to come.
Through strategic consulting, we design personalized frameworks that protect assets, support families, and preserve long-term vision.
We work alongside legal and financial professionals to help clients create a comprehensive plan to protect and transfer assets efficiently.
Founded by two proud Latinas, Luz & Legacy Insurance was created to close the wealth gap—one policy at a time. By protecting what matters most, we help our clients build confidence, security, and a legacy that endures. Our mission is simple yet powerful: to illuminate every step of the journey and ensure that your life’s work becomes a lasting impact for generations to come.
At Luz & Legacy, we go beyond traditional insurance. As a bilingual and culturally connected team, we deliver a holistic approach that protects today, strengthens tomorrow, and elevates your legacy for generations. We understand the unique challenges faced by immigrant and multicultural families, and we’re here to provide clarity, fairness, and trust every step of the way.
Knowledge is power—and we believe everyone deserves access to it. That’s why we created simple, practical, and free resources designed to guide you step by step toward financial confidence and long-term security
Behind every policy is a family, a dream, and a future worth protecting. Discover how Luz & Legacy turns financial security into lasting legacies.
01.
Strategic, time-defined coverage designed to secure your family during life’s most pivotal financial years.
02.
Flexible, permanent coverage with market-linked growth and built-in downside protection—uniting security with opportunity.
03.
Lifetime protection with guaranteed premiums and steady cash value growth— delivering security and certainty for generations.
04.
Curated health coverage for individuals, families, and businesses—comprehensive solutions with supplemental and critical illness protection, backed by access to every major carrier in the U.S.
05.
Life insurance designed to safeguard your home, ensuring the mortgage is paid if you pass away or face a serious illness.
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Compassionate coverage that preserves dignity—ensuring your family is cared for with peace of mind during life’s most difficult moments.
07.
Bilingual events that transform complex financial concepts into clear, actionable strategies—empowering families and entrepreneurs with confidence.
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Strategic retirement solutions delivering guaranteed income, tax-deferred growth, and resilience against market volatility.
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Sophisticated strategies for tax-free retirement, estate planning, and seamless wealth transfer—elevating and protecting your legacy.
Guidance on cash flow,
emergency fund strategies, debt optimization, and an introduction to tailored
insurance and savings tools.
Personalized retirement strategies (IRA,
Roth IRA, 401(k) rollovers), education savings guidance, insurance coordination,
and clarity on long-term planning.
Executive bonus and key-person coverage, asset protection strategies, tax-advantaged planning, and business succession solutions for lasting impact.
At Luz & Legacy, estate planning goes beyond transferring assets—it safeguards your vision and preserves your family’s legacy. We collaborate with attorneys, legal experts, and financial specialists to minimize taxes, reduce complexity, and ensure your wishes are carried out with precision. The result is a comprehensive plan that aligns wealth with values.
Families and individuals seeking clarity, tax efficiency, and meticulous execution, so their estate is passed on with intention and respect.
We’re here to listen, guide, and design protection strategies tailored to your needs.
Connect with us and take the first step toward securing your legacy.
Monday to friday 8:00 am to 5:00 pm
+1 (480) 866-8714
+1 (480) 866-8714
support@luzandlegacy.com
Founded by two proud Latinas, Luz & Legacy Insurance was created to close the wealth gap—one policy at a time
